Disclosure Paid placement. Click 4 Coverage is a client of OwnersFirm, which publishes this site and is paid when a reader who arrives from it buys coverage. This table carries no paid card: it is a pure data cut. Click 4 Coverage's row, if it qualifies, is sorted by the same published rule as every other company. No other company on this page paid to appear.

Coverage Compared

Providers compared on money-back period

Twelve vehicle service contract companies ordered by the number of days each one prints for cancelling with a full refund, longest first, with the source page for every figure.

Facts read 2026-10-16

Company	Rank	Money-back period	Waiting period	Score
American Dream Auto Protect	1	30 dayssource: https://americandreamautoprotect.com/faq	30 days and 1,000 miles	35
autopom!	2	30 dayssource: https://www.autopom.com/vehicle-protection-plan-faqs/	30 days and 1,000 miles	45
CARCHEX	3	30 dayssource: https://www.carchex.com/about-us/	not published	40
Click 4 Coverage	4	30 dayssource: https://www.click-4-coverage.com/faq	30 days	60
Empire Auto Protect	5	30 dayssource: https://empireautoprotect.com/plans/	30 days and 1,000 miles	50
Endurance	6	30 dayssource: https://www.endurancewarranty.com/wp-content/uploads/2025/11/VSC-01DE-EDS_ORI_0425_02July25_Sample2.pdf	30 days and 1,000 miles	87
Everything Breaks	7	30 dayssource: https://everythingbreaks.com/plan-documents/auto-top-line-sample.pdf	30 days and 1,000 miles	85
olive	8	30 dayssource: https://olive.com/wp-content/uploads/2026/06/QBEAPVSC-01-26-Vehicle-Service-Plan-Terms-and-Conditions-SAMPLE-1.pdf	No waiting period	90
Omega Auto Care	9	30 dayssource: https://omegaautocare.com/wp-content/uploads/2020/07/OACExclusionary-2019-V4.pdf	not published	72
Premier Auto Protect	10	30 dayssource: https://premierautoprotect.com/faq/	not published	32
Route 66 Extended Warranty	11	30 dayssource: https://www.route66warranty.com/profile.asp	No waiting period	58
Select Auto Protect	12	30 dayssource: https://www.selectautoprotect.com/	30 days and 1,000 miles	63