Disclosure Paid placement. Click 4 Coverage is a client of OwnersFirm, which publishes this site and is paid when a reader who arrives from it buys coverage. The card on this page is advertising. Nothing on this page was scored or ordered for it.

Coverage Compared

CarShield: the published terms, field by field

Every scored field for CarShield as the company prints it, the page each fact was read on, and the score out of 100 with its arithmetic.

Facts read 2026-10-16

This company's site refused automated reads on 2026-10-16. Fields that depend on it print as not published until a person reads the pages in a browser.

Company site: https://www.carshield.com/

The printed terms

Role, as the company describes itselfnot published

Legal entitynot published

Headquartersnot published

Money-back periodnot published

Waiting periodnot published

Lowest deductible printednot published

Deductible options printednot published

$0 deductible optionnot published

Sample contract online, no contact details askednot published

Price online without a phone callnot published

Deductible and waiting period both printednot published

Vehicle age limit at purchasenot published

Mileage limit at purchasenot published

Accepts vehicles past 100,000 milesnot published

Transferable to a new ownernot published

Refund of unused share after coverage startsnot published

Sold in CA, NY, WA, MA, FLnot published

States excludednot published

Texas rosterListedsource: https://data.texas.gov/resource/7358-krk7.json

Minnesota rosterListedsource: https://mn.gov/commerce/licensing/license-lookup/

New York rosterListedsource: https://myportal.dfs.ny.gov/web/guest-applications/service-contract-providers

Nevada rosterSelling name not found on the rostersource: https://doi.nv.gov/Consumers/Service_Contract_Provider_Contact_Map

Legal entity printed on its sitenot published

Obligor namednot published

Backing insurer namednot published

Founding year on its own sitenot published

Government actions, last five years1 on .gov pages

2024-07-31 Federal Trade Commission NRRM, LLC (doing business as CarShield) and its administrator American Auto Shield, LLC agreed to pay $10 million to settle charges of deceptive advertising and telemarketing of vehicle service contracts.source: https://www.ftc.gov/news-events/news/press-releases/2024/07/carshield-nationwide-seller-vehicle-service-contracts-pay-10-million-resolve-federal-trade

source: https://www.ftc.gov/news-events/news/press-releases/2024/07/carshield-nationwide-seller-vehicle-service-contracts-pay-10-million-resolve-federal-trade

The score

Part	Field	Points
A	Sample contract online	0 of 15
A	Price online without a call	0 of 10
A	Deductible and waiting period printed	0 of 5
B	Money-back period	0 of 12
B	Waiting period	0 of 8
B	Transferable	0 of 5
B	$0 deductible option	0 of 5
B	Refund of unused share	0 of 5
C	State rosters (3 of 4)	9 of 12
C	Legal entity printed	0 of 5
C	Obligor named	0 of 8
D	Government actions, five years	5 of 10

A transparency 0 + B terms 0 + C standing 9 + D record 5 = 14 of 100 14 / 20 = 0.7 of 5

Fields that are not published score zero. A roster "not found" means the selling name was not on that state's list; the company may be registered under another name. The full rules.