Disclosure Paid placement. Click 4 Coverage is a client of OwnersFirm, which publishes this site and is paid when a reader who arrives from it buys coverage. The card on this page is advertising. Nothing on this page was scored or ordered for it.
Coverage Compared
olive: the published terms, field by field
Every scored field for olive as the company prints it, the page each fact was read on, and the score out of 100 with its arithmetic.
Facts read 2026-10-16
Company site: https://olive.com/
The printed terms
Role, as the company describes itselfsellersource: https://olive.com/terms-conditions/
Legal entityRepair Ventures, LLCsource: https://olive.com/terms-conditions/
Headquartersnot published
Money-back period30 dayssource: https://olive.com/wp-content/uploads/2026/06/QBEAPVSC-01-26-Vehicle-Service-Plan-Terms-and-Conditions-SAMPLE-1.pdf
Waiting periodNo waiting periodsource: https://olive.com/faqs/
Lowest deductible printednot published
Deductible options printed9 deductible options; amounts not publishedsource: https://olive.com/faqs/
$0 deductible optionNo (not found on the pages read)source: not recorded in the provider file
Sample contract online, no contact details askedYessource: https://olive.com/terms-conditions/source: https://olive.com/wp-content/uploads/2026/06/QBEAPVSC-01-26-Vehicle-Service-Plan-Terms-and-Conditions-SAMPLE-1.pdf
Price online without a phone callYessource: https://olive.com/faqs/
Deductible and waiting period both printedNo (not found on the pages read)source: not recorded in the provider file
Vehicle age limit at purchase10 model yearssource: https://olive.com/faqs/
Mileage limit at purchase140,000 milessource: https://olive.com/faqs/
Accepts vehicles past 100,000 milesYessource: https://olive.com/faqs/
Transferable to a new ownerYessource: https://olive.com/faqs/
Refund of unused share after coverage startsYessource: https://olive.com/wp-content/uploads/2026/06/QBEAPVSC-01-26-Vehicle-Service-Plan-Terms-and-Conditions-SAMPLE-1.pdf
Sold in CA, NY, WA, MA, FLCA yes; MA nosource: https://olive.com/terms-conditions/
States excludedMAsource: https://olive.com/terms-conditions/
Texas rosterListedsource: https://data.texas.gov/resource/7358-krk7.json
Minnesota rosterListedsource: https://mn.gov/commerce/licensing/license-lookup/
New York rosterListedsource: https://myportal.dfs.ny.gov/web/guest-applications/service-contract-providers
Nevada rosterListedsource: https://doi.nv.gov/Consumers/Service_Contract_Provider_Contact_Map
Legal entity printed on its siteYessource: https://olive.com/terms-conditions/
Obligor namedQBE Administration Services, Inc.source: https://olive.com/wp-content/uploads/2026/06/QBEAPVSC-01-26-Vehicle-Service-Plan-Terms-and-Conditions-SAMPLE-1.pdf
Backing insurer namedQBE Insurance Corporation (reimbursement policy; California MBI)source: https://olive.com/wp-content/uploads/2026/06/QBEAPVSC-01-26-Vehicle-Service-Plan-Terms-and-Conditions-SAMPLE-1.pdf
Founding year on its own sitenot published
Government actions, last five yearsNone found on .gov pagessource: not recorded in the provider file
The score
| Part | Field | Points |
|---|---|---|
| A | Sample contract online | 15 of 15 |
| A | Price online without a call | 10 of 10 |
| A | Deductible and waiting period printed | 0 of 5 |
| B | Money-back period | 12 of 12 |
| B | Waiting period | 8 of 8 |
| B | Transferable | 5 of 5 |
| B | $0 deductible option | 0 of 5 |
| B | Refund of unused share | 5 of 5 |
| C | State rosters (4 of 4) | 12 of 12 |
| C | Legal entity printed | 5 of 5 |
| C | Obligor named | 8 of 8 |
| D | Government actions, five years | 10 of 10 |
A transparency 25 + B terms 30 + C standing 25 + D record 10 = 90 of 100 90 / 20 = 4.5 of 5
Fields that are not published score zero. A roster "not found" means the selling name was not on that state's list; the company may be registered under another name. The full rules.