Disclosure Paid placement. Click 4 Coverage is a client of OwnersFirm, which publishes this site and is paid when a reader who arrives from it buys coverage. The card on this page is advertising. Nothing on this page was scored or ordered for it.
Coverage Compared
Omega Auto Care: the published terms, field by field
Every scored field for Omega Auto Care as the company prints it, the page each fact was read on, and the score out of 100 with its arithmetic.
Facts read 2026-10-16
Company site: https://omegaautocare.com/
The printed terms
Role, as the company describes itselfdirectsource: https://omegaautocare.com/contact-us/
Legal entityEGV Companies, Inc.source: https://omegaautocare.com/wp-content/uploads/2020/07/OACExclusionary-2019-V4.pdf
HeadquartersJacksonville, FLsource: https://omegaautocare.com/wp-content/uploads/2020/07/OACExclusionary-2019-V4.pdf
Money-back period30 dayssource: https://omegaautocare.com/wp-content/uploads/2020/07/OACExclusionary-2019-V4.pdf
Waiting periodnot published
Lowest deductible printed$100source: https://omegaautocare.com/wp-content/uploads/2020/07/OACExclusionary-2019-V4.pdf
Deductible options printed$100 per repair visit in the Exclusionary sample; site says deductible waived at RepairPal certified shopssource: https://omegaautocare.com/
$0 deductible optionNo (not found on the pages read)source: not recorded in the provider file
Sample contract online, no contact details askedYessource: https://omegaautocare.com/coverage/source: https://omegaautocare.com/wp-content/uploads/2020/07/OACExclusionary-2019-V4.pdf
Price online without a phone callNo (not found on the pages read)source: not recorded in the provider file
Deductible and waiting period both printedNo (not found on the pages read)source: not recorded in the provider file
Vehicle age limit at purchase15 model yearssource: https://omegaautocare.com/coverage/
Mileage limit at purchase250,000 milessource: https://omegaautocare.com/coverage/
Accepts vehicles past 100,000 milesYessource: https://omegaautocare.com/about-us/
Transferable to a new ownerYes, fee: $50 ($40 for Florida residents)source: https://omegaautocare.com/wp-content/uploads/2020/07/OACExclusionary-2019-V4.pdf
Refund of unused share after coverage startsYessource: https://omegaautocare.com/wp-content/uploads/2020/07/OACExclusionary-2019-V4.pdf
Sold in CA, NY, WA, MA, FLnot published
States excludednot published
Texas rosterListedsource: https://data.texas.gov/resource/7358-krk7.json
Minnesota rosterListedsource: https://mn.gov/commerce/licensing/license-lookup/
New York rosterListedsource: https://myportal.dfs.ny.gov/web/guest-applications/service-contract-providers
Nevada rosterListedsource: https://doi.nv.gov/Consumers/Service_Contract_Provider_Contact_Map
Legal entity printed on its siteYessource: https://omegaautocare.com/wp-content/uploads/2020/07/OACExclusionary-2019-V4.pdf
Obligor namedEGV Companies, Inc. (Lyndon Southern Insurance Company in FL, LA, NM, OK)source: https://omegaautocare.com/wp-content/uploads/2020/07/OACExclusionary-2019-V4.pdf
Backing insurer namedLyndon Southern Insurance Company (Atlantic Specialty Insurance Company in NY, RI, WI; Insurance Company of the South for GA)source: https://omegaautocare.com/wp-content/uploads/2020/07/OACExclusionary-2019-V4.pdf
Founding year on its own sitenot published
Government actions, last five yearsNone found on .gov pagessource: not recorded in the provider file
The score
| Part | Field | Points |
|---|---|---|
| A | Sample contract online | 15 of 15 |
| A | Price online without a call | 0 of 10 |
| A | Deductible and waiting period printed | 0 of 5 |
| B | Money-back period | 12 of 12 |
| B | Waiting period | 0 of 8 |
| B | Transferable | 5 of 5 |
| B | $0 deductible option | 0 of 5 |
| B | Refund of unused share | 5 of 5 |
| C | State rosters (4 of 4) | 12 of 12 |
| C | Legal entity printed | 5 of 5 |
| C | Obligor named | 8 of 8 |
| D | Government actions, five years | 10 of 10 |
A transparency 15 + B terms 22 + C standing 25 + D record 10 = 72 of 100 72 / 20 = 3.6 of 5
Fields that are not published score zero. A roster "not found" means the selling name was not on that state's list; the company may be registered under another name. The full rules.