Disclosure Paid placement. Click 4 Coverage is a client of OwnersFirm, which publishes this site and is paid when a reader who arrives from it buys coverage. The card on this page is advertising. Nothing on this page was scored or ordered for it.
Coverage Compared
Endurance: the published terms, field by field
Every scored field for Endurance as the company prints it, the page each fact was read on, and the score out of 100 with its arithmetic.
Facts read 2026-10-16
Company site: https://www.endurancewarranty.com/
The printed terms
Role, as the company describes itselfdirectsource: https://www.endurancewarranty.com/wp-content/uploads/2025/11/VSC-01DE-EDS_ORI_0425_02July25_Sample2.pdf
Legal entityEndurance Warranty Services, LLCsource: https://www.endurancewarranty.com/faq/
HeadquartersNorthbrook, ILsource: https://www.endurancewarranty.com/wp-content/uploads/2025/11/VSC-01DE-EDS_ORI_0425_02July25_Sample2.pdf
Money-back period30 dayssource: https://www.endurancewarranty.com/wp-content/uploads/2025/11/VSC-01DE-EDS_ORI_0425_02July25_Sample2.pdf
Waiting period30 days and 1,000 milessource: https://www.endurancewarranty.com/faq/
Lowest deductible printednot published
Deductible options printed$100 standard if no deductible is stated on the application pagesource: https://www.endurancewarranty.com/wp-content/uploads/2025/11/VSC-01DE-EDS_ORI_0425_02July25_Sample2.pdf
$0 deductible optionNo (not found on the pages read)source: not recorded in the provider file
Sample contract online, no contact details askedYessource: https://www.endurancewarranty.com/sample-contracts/source: https://www.endurancewarranty.com/wp-content/uploads/2025/11/VSC-01DE-EDS_ORI_0425_02July25_Sample2.pdf
Price online without a phone callYessource: https://buy.endurancewarranty.com/
Deductible and waiting period both printedYessource: https://www.endurancewarranty.com/sample-contracts/ ; https://www.endurancewarranty.com/faq/
Vehicle age limit at purchase20 model yearssource: https://www.endurancewarranty.com/faq/
Mileage limit at purchaseNo mileage cap statedsource: https://www.endurancewarranty.com/faq/
Accepts vehicles past 100,000 milesYessource: https://www.endurancewarranty.com/faq/
Transferable to a new ownerYes, fee: $50 ($40 in Florida per the state amendment)source: https://www.endurancewarranty.com/faq/source: https://www.endurancewarranty.com/wp-content/uploads/2025/11/VSC-01DE-EDS_ORI_0425_02July25_Sample2.pdf
Refund of unused share after coverage startsYessource: https://www.endurancewarranty.com/wp-content/uploads/2025/11/VSC-01DE-EDS_ORI_0425_02July25_Sample2.pdf
Sold in CA, NY, WA, MA, FLCA yes; MA nosource: https://www.endurancewarranty.com/faq/
States excludedMAsource: https://www.endurancewarranty.com/faq/
Texas rosterListedsource: https://data.texas.gov/resource/7358-krk7.json
Minnesota rosterListedsource: https://mn.gov/commerce/licensing/license-lookup/
New York rosterListedsource: https://myportal.dfs.ny.gov/web/guest-applications/service-contract-providers
Nevada rosterSelling name not found on the rostersource: https://doi.nv.gov/Consumers/Service_Contract_Provider_Contact_Map
Legal entity printed on its siteYessource: https://www.endurancewarranty.com/faq/
Obligor namedEndurance Dealer Services, LLC (Old Republic Insurance Company in Florida)source: https://www.endurancewarranty.com/wp-content/uploads/2025/11/VSC-01DE-EDS_ORI_0425_02July25_Sample2.pdf
Backing insurer namedOld Republic Insurance Company (contractual liability policy); California MBI underwritten by Security National Insurance Companysource: https://www.endurancewarranty.com/wp-content/uploads/2025/11/VSC-01DE-EDS_ORI_0425_02July25_Sample2.pdf ; https://www.endurancewarranty.com/faq/
Founding year on its own site2006source: https://www.endurancewarranty.com/about-us/
Government actions, last five years1 on .gov pages
- 2026-08 New York Department of State, Division of Consumer Protection Consent order 2026-C-0515-01035 resolving alleged Do Not Call Registry violations under GBL 399-z, civil penalty $36,000.source: https://dos.ny.gov/system/files/documents/2026/09/endurancewarranty_consentorder_signed-082026.pdf
The score
| Part | Field | Points |
|---|---|---|
| A | Sample contract online | 15 of 15 |
| A | Price online without a call | 10 of 10 |
| A | Deductible and waiting period printed | 5 of 5 |
| B | Money-back period | 12 of 12 |
| B | Waiting period | 8 of 8 |
| B | Transferable | 5 of 5 |
| B | $0 deductible option | 0 of 5 |
| B | Refund of unused share | 5 of 5 |
| C | State rosters (3 of 4) | 9 of 12 |
| C | Legal entity printed | 5 of 5 |
| C | Obligor named | 8 of 8 |
| D | Government actions, five years | 5 of 10 |
A transparency 30 + B terms 30 + C standing 22 + D record 5 = 87 of 100 87 / 20 = 4.3 of 5
Fields that are not published score zero. A roster "not found" means the selling name was not on that state's list; the company may be registered under another name. The full rules.