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Coverage Compared
Endurance vs Omega Auto Care: what each one prints
Endurance and Omega Auto Care side by side on every scored field, with the source under each cell and the rows that differ marked. No winner is named.
Facts read 2026-10-16
Leaving out name and address rows, the two sheets differ on 16 of 26 rows: Waiting period; Lowest deductible printed; Deductible options printed; Price online without a phone call; Deductible and waiting period both printed; Vehicle age limit at purchase; Mileage limit at purchase; Transferable to a new owner; Sold in CA, NY, WA, MA, FL; States excluded; Nevada roster; Obligor named; Backing insurer named; Founding year on its own site; Government actions, last five years; Rubric score.
| Field | Endurance | Omega Auto Care |
|---|---|---|
| Role, as the company describes itselfEndurance: direct. Omega Auto Care: direct. | directsource: https://www.endurancewarranty.com/wp-content/uploads/2025/11/VSC-01DE-EDS_ORI_0425_02July25_Sample2.pdf | directsource: https://omegaautocare.com/contact-us/ |
| Legal entityEndurance: Endurance Warranty Services, LLC. Omega Auto Care: EGV Companies, Inc.. | Endurance Warranty Services, LLCsource: https://www.endurancewarranty.com/faq/ | EGV Companies, Inc.source: https://omegaautocare.com/wp-content/uploads/2020/07/OACExclusionary-2019-V4.pdf |
| HeadquartersEndurance: Northbrook, IL. Omega Auto Care: Jacksonville, FL. | Northbrook, ILsource: https://www.endurancewarranty.com/wp-content/uploads/2025/11/VSC-01DE-EDS_ORI_0425_02July25_Sample2.pdf | Jacksonville, FLsource: https://omegaautocare.com/wp-content/uploads/2020/07/OACExclusionary-2019-V4.pdf |
| Money-back periodEndurance: 30 days. Omega Auto Care: 30 days. | 30 dayssource: https://www.endurancewarranty.com/wp-content/uploads/2025/11/VSC-01DE-EDS_ORI_0425_02July25_Sample2.pdf | 30 dayssource: https://omegaautocare.com/wp-content/uploads/2020/07/OACExclusionary-2019-V4.pdf |
| Waiting periodEndurance: 30 days and 1,000 miles. Omega Auto Care: not published. | 30 days and 1,000 milessource: https://www.endurancewarranty.com/faq/ | not published |
| Lowest deductible printedEndurance: not published. Omega Auto Care: $100. | not published | $100source: https://omegaautocare.com/wp-content/uploads/2020/07/OACExclusionary-2019-V4.pdf |
| Deductible options printedEndurance: $100 standard if no deductible is stated on the application page. Omega Auto Care: $100 per repair visit in the Exclusionary sample; site says deductible waived at RepairPal certified shops. | $100 standard if no deductible is stated on the application pagesource: https://www.endurancewarranty.com/wp-content/uploads/2025/11/VSC-01DE-EDS_ORI_0425_02July25_Sample2.pdf | $100 per repair visit in the Exclusionary sample; site says deductible waived at RepairPal certified shopssource: https://omegaautocare.com/ |
| $0 deductible optionEndurance: No (not found on the pages read). Omega Auto Care: No (not found on the pages read). | No (not found on the pages read)source: not recorded in the provider file | No (not found on the pages read)source: not recorded in the provider file |
| Sample contract online, no contact details askedEndurance: Yes. Omega Auto Care: Yes. | Yessource: https://www.endurancewarranty.com/sample-contracts/source: https://www.endurancewarranty.com/wp-content/uploads/2025/11/VSC-01DE-EDS_ORI_0425_02July25_Sample2.pdf | Yessource: https://omegaautocare.com/coverage/source: https://omegaautocare.com/wp-content/uploads/2020/07/OACExclusionary-2019-V4.pdf |
| Price online without a phone callEndurance: Yes. Omega Auto Care: No (not found on the pages read). | Yessource: https://buy.endurancewarranty.com/ | No (not found on the pages read)source: not recorded in the provider file |
| Deductible and waiting period both printedEndurance: Yes. Omega Auto Care: No (not found on the pages read). | Yessource: https://www.endurancewarranty.com/sample-contracts/ ; https://www.endurancewarranty.com/faq/ | No (not found on the pages read)source: not recorded in the provider file |
| Vehicle age limit at purchaseEndurance: 20 model years. Omega Auto Care: 15 model years. | 20 model yearssource: https://www.endurancewarranty.com/faq/ | 15 model yearssource: https://omegaautocare.com/coverage/ |
| Mileage limit at purchaseEndurance: No mileage cap stated. Omega Auto Care: 250,000 miles. | No mileage cap statedsource: https://www.endurancewarranty.com/faq/ | 250,000 milessource: https://omegaautocare.com/coverage/ |
| Accepts vehicles past 100,000 milesEndurance: Yes. Omega Auto Care: Yes. | Yessource: https://www.endurancewarranty.com/faq/ | Yessource: https://omegaautocare.com/about-us/ |
| Transferable to a new ownerEndurance: Yes, fee: $50 ($40 in Florida per the state amendment). Omega Auto Care: Yes, fee: $50 ($40 for Florida residents). | Yes, fee: $50 ($40 in Florida per the state amendment)source: https://www.endurancewarranty.com/faq/source: https://www.endurancewarranty.com/wp-content/uploads/2025/11/VSC-01DE-EDS_ORI_0425_02July25_Sample2.pdf | Yes, fee: $50 ($40 for Florida residents)source: https://omegaautocare.com/wp-content/uploads/2020/07/OACExclusionary-2019-V4.pdf |
| Refund of unused share after coverage startsEndurance: Yes. Omega Auto Care: Yes. | Yessource: https://www.endurancewarranty.com/wp-content/uploads/2025/11/VSC-01DE-EDS_ORI_0425_02July25_Sample2.pdf | Yessource: https://omegaautocare.com/wp-content/uploads/2020/07/OACExclusionary-2019-V4.pdf |
| Sold in CA, NY, WA, MA, FLEndurance: CA yes; MA no. Omega Auto Care: not published. | CA yes; MA nosource: https://www.endurancewarranty.com/faq/ | not published |
| States excludedEndurance: MA. Omega Auto Care: not published. | MAsource: https://www.endurancewarranty.com/faq/ | not published |
| Texas rosterEndurance: Listed. Omega Auto Care: Listed. | Listedsource: https://data.texas.gov/resource/7358-krk7.json | Listedsource: https://data.texas.gov/resource/7358-krk7.json |
| Minnesota rosterEndurance: Listed. Omega Auto Care: Listed. | Listedsource: https://mn.gov/commerce/licensing/license-lookup/ | Listedsource: https://mn.gov/commerce/licensing/license-lookup/ |
| New York rosterEndurance: Listed. Omega Auto Care: Listed. | Listedsource: https://myportal.dfs.ny.gov/web/guest-applications/service-contract-providers | Listedsource: https://myportal.dfs.ny.gov/web/guest-applications/service-contract-providers |
| Nevada rosterEndurance: Selling name not found on the roster. Omega Auto Care: Listed. | Selling name not found on the rostersource: https://doi.nv.gov/Consumers/Service_Contract_Provider_Contact_Map | Listedsource: https://doi.nv.gov/Consumers/Service_Contract_Provider_Contact_Map |
| Legal entity printed on its siteEndurance: Yes. Omega Auto Care: Yes. | Yessource: https://www.endurancewarranty.com/faq/ | Yessource: https://omegaautocare.com/wp-content/uploads/2020/07/OACExclusionary-2019-V4.pdf |
| Obligor namedEndurance: Endurance Dealer Services, LLC (Old Republic Insurance Company in Florida). Omega Auto Care: EGV Companies, Inc. (Lyndon Southern Insurance Company in FL, LA, NM, OK). | Endurance Dealer Services, LLC (Old Republic Insurance Company in Florida)source: https://www.endurancewarranty.com/wp-content/uploads/2025/11/VSC-01DE-EDS_ORI_0425_02July25_Sample2.pdf | EGV Companies, Inc. (Lyndon Southern Insurance Company in FL, LA, NM, OK)source: https://omegaautocare.com/wp-content/uploads/2020/07/OACExclusionary-2019-V4.pdf |
| Backing insurer namedEndurance: Old Republic Insurance Company (contractual liability policy); California MBI underwritten by Security National Insurance Company. Omega Auto Care: Lyndon Southern Insurance Company (Atlantic Specialty Insurance Company in NY, RI, WI; Insurance Company of the South for GA). | Old Republic Insurance Company (contractual liability policy); California MBI underwritten by Security National Insurance Companysource: https://www.endurancewarranty.com/wp-content/uploads/2025/11/VSC-01DE-EDS_ORI_0425_02July25_Sample2.pdf ; https://www.endurancewarranty.com/faq/ | Lyndon Southern Insurance Company (Atlantic Specialty Insurance Company in NY, RI, WI; Insurance Company of the South for GA)source: https://omegaautocare.com/wp-content/uploads/2020/07/OACExclusionary-2019-V4.pdf |
| Founding year on its own siteEndurance: 2006. Omega Auto Care: not published. | 2006source: https://www.endurancewarranty.com/about-us/ | not published |
| Government actions, last five yearsEndurance: 1 on .gov pages. Omega Auto Care: None found on .gov pages. | 1 on .gov pages
| None found on .gov pagessource: not recorded in the provider file |
| Rubric scoreEndurance: 87 of 100 (A 30, B 30, C 22, D 5). Omega Auto Care: 72 of 100 (A 15, B 22, C 25, D 10). | 87 of 100 (A 30, B 30, C 22, D 5) | 72 of 100 (A 15, B 22, C 25, D 10) |
Full sheets: Endurance and Omega Auto Care. Orange rows are rows where the printed values differ, or where one company prints a value and the other does not. Price, claims handling and service are not compared because no public source measures them evenly. How the score works.