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Coverage Compared
Endurance vs olive: what each one prints
Endurance and olive side by side on every scored field, with the source under each cell and the rows that differ marked. No winner is named.
Facts read 2026-10-16
Leaving out name and address rows, the two sheets differ on 13 of 26 rows: Role, as the company describes itself; Waiting period; Deductible options printed; Deductible and waiting period both printed; Vehicle age limit at purchase; Mileage limit at purchase; Transferable to a new owner; Nevada roster; Obligor named; Backing insurer named; Founding year on its own site; Government actions, last five years; Rubric score.
| Field | Endurance | olive |
|---|---|---|
| Role, as the company describes itselfEndurance: direct. olive: seller. | directsource: https://www.endurancewarranty.com/wp-content/uploads/2025/11/VSC-01DE-EDS_ORI_0425_02July25_Sample2.pdf | sellersource: https://olive.com/terms-conditions/ |
| Legal entityEndurance: Endurance Warranty Services, LLC. olive: Repair Ventures, LLC. | Endurance Warranty Services, LLCsource: https://www.endurancewarranty.com/faq/ | Repair Ventures, LLCsource: https://olive.com/terms-conditions/ |
| HeadquartersEndurance: Northbrook, IL. olive: not published. | Northbrook, ILsource: https://www.endurancewarranty.com/wp-content/uploads/2025/11/VSC-01DE-EDS_ORI_0425_02July25_Sample2.pdf | not published |
| Money-back periodEndurance: 30 days. olive: 30 days. | 30 dayssource: https://www.endurancewarranty.com/wp-content/uploads/2025/11/VSC-01DE-EDS_ORI_0425_02July25_Sample2.pdf | 30 dayssource: https://olive.com/wp-content/uploads/2026/06/QBEAPVSC-01-26-Vehicle-Service-Plan-Terms-and-Conditions-SAMPLE-1.pdf |
| Waiting periodEndurance: 30 days and 1,000 miles. olive: No waiting period. | 30 days and 1,000 milessource: https://www.endurancewarranty.com/faq/ | No waiting periodsource: https://olive.com/faqs/ |
| Lowest deductible printedEndurance: not published. olive: not published. | not published | not published |
| Deductible options printedEndurance: $100 standard if no deductible is stated on the application page. olive: 9 deductible options; amounts not published. | $100 standard if no deductible is stated on the application pagesource: https://www.endurancewarranty.com/wp-content/uploads/2025/11/VSC-01DE-EDS_ORI_0425_02July25_Sample2.pdf | 9 deductible options; amounts not publishedsource: https://olive.com/faqs/ |
| $0 deductible optionEndurance: No (not found on the pages read). olive: No (not found on the pages read). | No (not found on the pages read)source: not recorded in the provider file | No (not found on the pages read)source: not recorded in the provider file |
| Sample contract online, no contact details askedEndurance: Yes. olive: Yes. | Yessource: https://www.endurancewarranty.com/sample-contracts/source: https://www.endurancewarranty.com/wp-content/uploads/2025/11/VSC-01DE-EDS_ORI_0425_02July25_Sample2.pdf | Yessource: https://olive.com/terms-conditions/source: https://olive.com/wp-content/uploads/2026/06/QBEAPVSC-01-26-Vehicle-Service-Plan-Terms-and-Conditions-SAMPLE-1.pdf |
| Price online without a phone callEndurance: Yes. olive: Yes. | Yessource: https://buy.endurancewarranty.com/ | Yessource: https://olive.com/faqs/ |
| Deductible and waiting period both printedEndurance: Yes. olive: No (not found on the pages read). | Yessource: https://www.endurancewarranty.com/sample-contracts/ ; https://www.endurancewarranty.com/faq/ | No (not found on the pages read)source: not recorded in the provider file |
| Vehicle age limit at purchaseEndurance: 20 model years. olive: 10 model years. | 20 model yearssource: https://www.endurancewarranty.com/faq/ | 10 model yearssource: https://olive.com/faqs/ |
| Mileage limit at purchaseEndurance: No mileage cap stated. olive: 140,000 miles. | No mileage cap statedsource: https://www.endurancewarranty.com/faq/ | 140,000 milessource: https://olive.com/faqs/ |
| Accepts vehicles past 100,000 milesEndurance: Yes. olive: Yes. | Yessource: https://www.endurancewarranty.com/faq/ | Yessource: https://olive.com/faqs/ |
| Transferable to a new ownerEndurance: Yes, fee: $50 ($40 in Florida per the state amendment). olive: Yes. | Yes, fee: $50 ($40 in Florida per the state amendment)source: https://www.endurancewarranty.com/faq/source: https://www.endurancewarranty.com/wp-content/uploads/2025/11/VSC-01DE-EDS_ORI_0425_02July25_Sample2.pdf | Yessource: https://olive.com/faqs/ |
| Refund of unused share after coverage startsEndurance: Yes. olive: Yes. | Yessource: https://www.endurancewarranty.com/wp-content/uploads/2025/11/VSC-01DE-EDS_ORI_0425_02July25_Sample2.pdf | Yessource: https://olive.com/wp-content/uploads/2026/06/QBEAPVSC-01-26-Vehicle-Service-Plan-Terms-and-Conditions-SAMPLE-1.pdf |
| Sold in CA, NY, WA, MA, FLEndurance: CA yes; MA no. olive: CA yes; MA no. | CA yes; MA nosource: https://www.endurancewarranty.com/faq/ | CA yes; MA nosource: https://olive.com/terms-conditions/ |
| States excludedEndurance: MA. olive: MA. | MAsource: https://www.endurancewarranty.com/faq/ | MAsource: https://olive.com/terms-conditions/ |
| Texas rosterEndurance: Listed. olive: Listed. | Listedsource: https://data.texas.gov/resource/7358-krk7.json | Listedsource: https://data.texas.gov/resource/7358-krk7.json |
| Minnesota rosterEndurance: Listed. olive: Listed. | Listedsource: https://mn.gov/commerce/licensing/license-lookup/ | Listedsource: https://mn.gov/commerce/licensing/license-lookup/ |
| New York rosterEndurance: Listed. olive: Listed. | Listedsource: https://myportal.dfs.ny.gov/web/guest-applications/service-contract-providers | Listedsource: https://myportal.dfs.ny.gov/web/guest-applications/service-contract-providers |
| Nevada rosterEndurance: Selling name not found on the roster. olive: Listed. | Selling name not found on the rostersource: https://doi.nv.gov/Consumers/Service_Contract_Provider_Contact_Map | Listedsource: https://doi.nv.gov/Consumers/Service_Contract_Provider_Contact_Map |
| Legal entity printed on its siteEndurance: Yes. olive: Yes. | Yessource: https://www.endurancewarranty.com/faq/ | Yessource: https://olive.com/terms-conditions/ |
| Obligor namedEndurance: Endurance Dealer Services, LLC (Old Republic Insurance Company in Florida). olive: QBE Administration Services, Inc.. | Endurance Dealer Services, LLC (Old Republic Insurance Company in Florida)source: https://www.endurancewarranty.com/wp-content/uploads/2025/11/VSC-01DE-EDS_ORI_0425_02July25_Sample2.pdf | QBE Administration Services, Inc.source: https://olive.com/wp-content/uploads/2026/06/QBEAPVSC-01-26-Vehicle-Service-Plan-Terms-and-Conditions-SAMPLE-1.pdf |
| Backing insurer namedEndurance: Old Republic Insurance Company (contractual liability policy); California MBI underwritten by Security National Insurance Company. olive: QBE Insurance Corporation (reimbursement policy; California MBI). | Old Republic Insurance Company (contractual liability policy); California MBI underwritten by Security National Insurance Companysource: https://www.endurancewarranty.com/wp-content/uploads/2025/11/VSC-01DE-EDS_ORI_0425_02July25_Sample2.pdf ; https://www.endurancewarranty.com/faq/ | QBE Insurance Corporation (reimbursement policy; California MBI)source: https://olive.com/wp-content/uploads/2026/06/QBEAPVSC-01-26-Vehicle-Service-Plan-Terms-and-Conditions-SAMPLE-1.pdf |
| Founding year on its own siteEndurance: 2006. olive: not published. | 2006source: https://www.endurancewarranty.com/about-us/ | not published |
| Government actions, last five yearsEndurance: 1 on .gov pages. olive: None found on .gov pages. | 1 on .gov pages
| None found on .gov pagessource: not recorded in the provider file |
| Rubric scoreEndurance: 87 of 100 (A 30, B 30, C 22, D 5). olive: 90 of 100 (A 25, B 30, C 25, D 10). | 87 of 100 (A 30, B 30, C 22, D 5) | 90 of 100 (A 25, B 30, C 25, D 10) |
Full sheets: Endurance and olive. Orange rows are rows where the printed values differ, or where one company prints a value and the other does not. Price, claims handling and service are not compared because no public source measures them evenly. How the score works.