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Coverage Compared
Endurance vs CarShield: what each one prints
Endurance and CarShield side by side on every scored field, with the source under each cell and the rows that differ marked. No winner is named.
Facts read 2026-10-16
Leaving out name and address rows, the two sheets differ on 20 of 26 rows: Role, as the company describes itself; Money-back period; Waiting period; Deductible options printed; $0 deductible option; Sample contract online, no contact details asked; Price online without a phone call; Deductible and waiting period both printed; Vehicle age limit at purchase; Mileage limit at purchase; Accepts vehicles past 100,000 miles; Transferable to a new owner; Refund of unused share after coverage starts; Sold in CA, NY, WA, MA, FL; States excluded; Legal entity printed on its site; Obligor named; Backing insurer named; Founding year on its own site; Rubric score.
CarShield blocked automated reads on the pull date; fields that depend on that site print as not published.
| Field | Endurance | CarShield |
|---|---|---|
| Role, as the company describes itselfEndurance: direct. CarShield: not published. | directsource: https://www.endurancewarranty.com/wp-content/uploads/2025/11/VSC-01DE-EDS_ORI_0425_02July25_Sample2.pdf | not published |
| Legal entityEndurance: Endurance Warranty Services, LLC. CarShield: not published. | Endurance Warranty Services, LLCsource: https://www.endurancewarranty.com/faq/ | not published |
| HeadquartersEndurance: Northbrook, IL. CarShield: not published. | Northbrook, ILsource: https://www.endurancewarranty.com/wp-content/uploads/2025/11/VSC-01DE-EDS_ORI_0425_02July25_Sample2.pdf | not published |
| Money-back periodEndurance: 30 days. CarShield: not published. | 30 dayssource: https://www.endurancewarranty.com/wp-content/uploads/2025/11/VSC-01DE-EDS_ORI_0425_02July25_Sample2.pdf | not published |
| Waiting periodEndurance: 30 days and 1,000 miles. CarShield: not published. | 30 days and 1,000 milessource: https://www.endurancewarranty.com/faq/ | not published |
| Lowest deductible printedEndurance: not published. CarShield: not published. | not published | not published |
| Deductible options printedEndurance: $100 standard if no deductible is stated on the application page. CarShield: not published. | $100 standard if no deductible is stated on the application pagesource: https://www.endurancewarranty.com/wp-content/uploads/2025/11/VSC-01DE-EDS_ORI_0425_02July25_Sample2.pdf | not published |
| $0 deductible optionEndurance: No (not found on the pages read). CarShield: not published. | No (not found on the pages read)source: not recorded in the provider file | not published |
| Sample contract online, no contact details askedEndurance: Yes. CarShield: not published. | Yessource: https://www.endurancewarranty.com/sample-contracts/source: https://www.endurancewarranty.com/wp-content/uploads/2025/11/VSC-01DE-EDS_ORI_0425_02July25_Sample2.pdf | not published |
| Price online without a phone callEndurance: Yes. CarShield: not published. | Yessource: https://buy.endurancewarranty.com/ | not published |
| Deductible and waiting period both printedEndurance: Yes. CarShield: not published. | Yessource: https://www.endurancewarranty.com/sample-contracts/ ; https://www.endurancewarranty.com/faq/ | not published |
| Vehicle age limit at purchaseEndurance: 20 model years. CarShield: not published. | 20 model yearssource: https://www.endurancewarranty.com/faq/ | not published |
| Mileage limit at purchaseEndurance: No mileage cap stated. CarShield: not published. | No mileage cap statedsource: https://www.endurancewarranty.com/faq/ | not published |
| Accepts vehicles past 100,000 milesEndurance: Yes. CarShield: not published. | Yessource: https://www.endurancewarranty.com/faq/ | not published |
| Transferable to a new ownerEndurance: Yes, fee: $50 ($40 in Florida per the state amendment). CarShield: not published. | Yes, fee: $50 ($40 in Florida per the state amendment)source: https://www.endurancewarranty.com/faq/source: https://www.endurancewarranty.com/wp-content/uploads/2025/11/VSC-01DE-EDS_ORI_0425_02July25_Sample2.pdf | not published |
| Refund of unused share after coverage startsEndurance: Yes. CarShield: not published. | Yessource: https://www.endurancewarranty.com/wp-content/uploads/2025/11/VSC-01DE-EDS_ORI_0425_02July25_Sample2.pdf | not published |
| Sold in CA, NY, WA, MA, FLEndurance: CA yes; MA no. CarShield: not published. | CA yes; MA nosource: https://www.endurancewarranty.com/faq/ | not published |
| States excludedEndurance: MA. CarShield: not published. | MAsource: https://www.endurancewarranty.com/faq/ | not published |
| Texas rosterEndurance: Listed. CarShield: Listed. | Listedsource: https://data.texas.gov/resource/7358-krk7.json | Listedsource: https://data.texas.gov/resource/7358-krk7.json |
| Minnesota rosterEndurance: Listed. CarShield: Listed. | Listedsource: https://mn.gov/commerce/licensing/license-lookup/ | Listedsource: https://mn.gov/commerce/licensing/license-lookup/ |
| New York rosterEndurance: Listed. CarShield: Listed. | Listedsource: https://myportal.dfs.ny.gov/web/guest-applications/service-contract-providers | Listedsource: https://myportal.dfs.ny.gov/web/guest-applications/service-contract-providers |
| Nevada rosterEndurance: Selling name not found on the roster. CarShield: Selling name not found on the roster. | Selling name not found on the rostersource: https://doi.nv.gov/Consumers/Service_Contract_Provider_Contact_Map | Selling name not found on the rostersource: https://doi.nv.gov/Consumers/Service_Contract_Provider_Contact_Map |
| Legal entity printed on its siteEndurance: Yes. CarShield: not published. | Yessource: https://www.endurancewarranty.com/faq/ | not published |
| Obligor namedEndurance: Endurance Dealer Services, LLC (Old Republic Insurance Company in Florida). CarShield: not published. | Endurance Dealer Services, LLC (Old Republic Insurance Company in Florida)source: https://www.endurancewarranty.com/wp-content/uploads/2025/11/VSC-01DE-EDS_ORI_0425_02July25_Sample2.pdf | not published |
| Backing insurer namedEndurance: Old Republic Insurance Company (contractual liability policy); California MBI underwritten by Security National Insurance Company. CarShield: not published. | Old Republic Insurance Company (contractual liability policy); California MBI underwritten by Security National Insurance Companysource: https://www.endurancewarranty.com/wp-content/uploads/2025/11/VSC-01DE-EDS_ORI_0425_02July25_Sample2.pdf ; https://www.endurancewarranty.com/faq/ | not published |
| Founding year on its own siteEndurance: 2006. CarShield: not published. | 2006source: https://www.endurancewarranty.com/about-us/ | not published |
| Government actions, last five yearsEndurance: 1 on .gov pages. CarShield: 1 on .gov pages. | 1 on .gov pages
| 1 on .gov pages
|
| Rubric scoreEndurance: 87 of 100 (A 30, B 30, C 22, D 5). CarShield: 14 of 100 (A 0, B 0, C 9, D 5). | 87 of 100 (A 30, B 30, C 22, D 5) | 14 of 100 (A 0, B 0, C 9, D 5) |
Full sheets: Endurance and CarShield. Orange rows are rows where the printed values differ, or where one company prints a value and the other does not. Price, claims handling and service are not compared because no public source measures them evenly. How the score works.