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Coverage Compared
CarShield vs Omega Auto Care: what each one prints
CarShield and Omega Auto Care side by side on every scored field, with the source under each cell and the rows that differ marked. No winner is named.
Facts read 2026-10-16
Leaving out name and address rows, the two sheets differ on 19 of 26 rows: Role, as the company describes itself; Money-back period; Lowest deductible printed; Deductible options printed; $0 deductible option; Sample contract online, no contact details asked; Price online without a phone call; Deductible and waiting period both printed; Vehicle age limit at purchase; Mileage limit at purchase; Accepts vehicles past 100,000 miles; Transferable to a new owner; Refund of unused share after coverage starts; Nevada roster; Legal entity printed on its site; Obligor named; Backing insurer named; Government actions, last five years; Rubric score.
CarShield blocked automated reads on the pull date; fields that depend on that site print as not published.
| Field | CarShield | Omega Auto Care |
|---|---|---|
| Role, as the company describes itselfCarShield: not published. Omega Auto Care: direct. | not published | directsource: https://omegaautocare.com/contact-us/ |
| Legal entityCarShield: not published. Omega Auto Care: EGV Companies, Inc.. | not published | EGV Companies, Inc.source: https://omegaautocare.com/wp-content/uploads/2020/07/OACExclusionary-2019-V4.pdf |
| HeadquartersCarShield: not published. Omega Auto Care: Jacksonville, FL. | not published | Jacksonville, FLsource: https://omegaautocare.com/wp-content/uploads/2020/07/OACExclusionary-2019-V4.pdf |
| Money-back periodCarShield: not published. Omega Auto Care: 30 days. | not published | 30 dayssource: https://omegaautocare.com/wp-content/uploads/2020/07/OACExclusionary-2019-V4.pdf |
| Waiting periodCarShield: not published. Omega Auto Care: not published. | not published | not published |
| Lowest deductible printedCarShield: not published. Omega Auto Care: $100. | not published | $100source: https://omegaautocare.com/wp-content/uploads/2020/07/OACExclusionary-2019-V4.pdf |
| Deductible options printedCarShield: not published. Omega Auto Care: $100 per repair visit in the Exclusionary sample; site says deductible waived at RepairPal certified shops. | not published | $100 per repair visit in the Exclusionary sample; site says deductible waived at RepairPal certified shopssource: https://omegaautocare.com/ |
| $0 deductible optionCarShield: not published. Omega Auto Care: No (not found on the pages read). | not published | No (not found on the pages read)source: not recorded in the provider file |
| Sample contract online, no contact details askedCarShield: not published. Omega Auto Care: Yes. | not published | Yessource: https://omegaautocare.com/coverage/source: https://omegaautocare.com/wp-content/uploads/2020/07/OACExclusionary-2019-V4.pdf |
| Price online without a phone callCarShield: not published. Omega Auto Care: No (not found on the pages read). | not published | No (not found on the pages read)source: not recorded in the provider file |
| Deductible and waiting period both printedCarShield: not published. Omega Auto Care: No (not found on the pages read). | not published | No (not found on the pages read)source: not recorded in the provider file |
| Vehicle age limit at purchaseCarShield: not published. Omega Auto Care: 15 model years. | not published | 15 model yearssource: https://omegaautocare.com/coverage/ |
| Mileage limit at purchaseCarShield: not published. Omega Auto Care: 250,000 miles. | not published | 250,000 milessource: https://omegaautocare.com/coverage/ |
| Accepts vehicles past 100,000 milesCarShield: not published. Omega Auto Care: Yes. | not published | Yessource: https://omegaautocare.com/about-us/ |
| Transferable to a new ownerCarShield: not published. Omega Auto Care: Yes, fee: $50 ($40 for Florida residents). | not published | Yes, fee: $50 ($40 for Florida residents)source: https://omegaautocare.com/wp-content/uploads/2020/07/OACExclusionary-2019-V4.pdf |
| Refund of unused share after coverage startsCarShield: not published. Omega Auto Care: Yes. | not published | Yessource: https://omegaautocare.com/wp-content/uploads/2020/07/OACExclusionary-2019-V4.pdf |
| Sold in CA, NY, WA, MA, FLCarShield: not published. Omega Auto Care: not published. | not published | not published |
| States excludedCarShield: not published. Omega Auto Care: not published. | not published | not published |
| Texas rosterCarShield: Listed. Omega Auto Care: Listed. | Listedsource: https://data.texas.gov/resource/7358-krk7.json | Listedsource: https://data.texas.gov/resource/7358-krk7.json |
| Minnesota rosterCarShield: Listed. Omega Auto Care: Listed. | Listedsource: https://mn.gov/commerce/licensing/license-lookup/ | Listedsource: https://mn.gov/commerce/licensing/license-lookup/ |
| New York rosterCarShield: Listed. Omega Auto Care: Listed. | Listedsource: https://myportal.dfs.ny.gov/web/guest-applications/service-contract-providers | Listedsource: https://myportal.dfs.ny.gov/web/guest-applications/service-contract-providers |
| Nevada rosterCarShield: Selling name not found on the roster. Omega Auto Care: Listed. | Selling name not found on the rostersource: https://doi.nv.gov/Consumers/Service_Contract_Provider_Contact_Map | Listedsource: https://doi.nv.gov/Consumers/Service_Contract_Provider_Contact_Map |
| Legal entity printed on its siteCarShield: not published. Omega Auto Care: Yes. | not published | Yessource: https://omegaautocare.com/wp-content/uploads/2020/07/OACExclusionary-2019-V4.pdf |
| Obligor namedCarShield: not published. Omega Auto Care: EGV Companies, Inc. (Lyndon Southern Insurance Company in FL, LA, NM, OK). | not published | EGV Companies, Inc. (Lyndon Southern Insurance Company in FL, LA, NM, OK)source: https://omegaautocare.com/wp-content/uploads/2020/07/OACExclusionary-2019-V4.pdf |
| Backing insurer namedCarShield: not published. Omega Auto Care: Lyndon Southern Insurance Company (Atlantic Specialty Insurance Company in NY, RI, WI; Insurance Company of the South for GA). | not published | Lyndon Southern Insurance Company (Atlantic Specialty Insurance Company in NY, RI, WI; Insurance Company of the South for GA)source: https://omegaautocare.com/wp-content/uploads/2020/07/OACExclusionary-2019-V4.pdf |
| Founding year on its own siteCarShield: not published. Omega Auto Care: not published. | not published | not published |
| Government actions, last five yearsCarShield: 1 on .gov pages. Omega Auto Care: None found on .gov pages. | 1 on .gov pages
| None found on .gov pagessource: not recorded in the provider file |
| Rubric scoreCarShield: 14 of 100 (A 0, B 0, C 9, D 5). Omega Auto Care: 72 of 100 (A 15, B 22, C 25, D 10). | 14 of 100 (A 0, B 0, C 9, D 5) | 72 of 100 (A 15, B 22, C 25, D 10) |
Full sheets: CarShield and Omega Auto Care. Orange rows are rows where the printed values differ, or where one company prints a value and the other does not. Price, claims handling and service are not compared because no public source measures them evenly. How the score works.