Coverage Compared

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Coverage Compared

CarShield vs olive: what each one prints

CarShield and olive side by side on every scored field, with the source under each cell and the rows that differ marked. No winner is named.

Facts read 2026-10-16

Leaving out name and address rows, the two sheets differ on 21 of 26 rows: Role, as the company describes itself; Money-back period; Waiting period; Deductible options printed; $0 deductible option; Sample contract online, no contact details asked; Price online without a phone call; Deductible and waiting period both printed; Vehicle age limit at purchase; Mileage limit at purchase; Accepts vehicles past 100,000 miles; Transferable to a new owner; Refund of unused share after coverage starts; Sold in CA, NY, WA, MA, FL; States excluded; Nevada roster; Legal entity printed on its site; Obligor named; Backing insurer named; Government actions, last five years; Rubric score.

CarShield blocked automated reads on the pull date; fields that depend on that site print as not published.

FieldCarShieldolive
Role, as the company describes itselfCarShield: not published. olive: seller.not publishedsellersource: https://olive.com/terms-conditions/
Legal entityCarShield: not published. olive: Repair Ventures, LLC.not publishedRepair Ventures, LLCsource: https://olive.com/terms-conditions/
HeadquartersCarShield: not published. olive: not published.not publishednot published
Money-back periodCarShield: not published. olive: 30 days.not published30 dayssource: https://olive.com/wp-content/uploads/2026/06/QBEAPVSC-01-26-Vehicle-Service-Plan-Terms-and-Conditions-SAMPLE-1.pdf
Waiting periodCarShield: not published. olive: No waiting period.not publishedNo waiting periodsource: https://olive.com/faqs/
Lowest deductible printedCarShield: not published. olive: not published.not publishednot published
Deductible options printedCarShield: not published. olive: 9 deductible options; amounts not published.not published9 deductible options; amounts not publishedsource: https://olive.com/faqs/
$0 deductible optionCarShield: not published. olive: No (not found on the pages read).not publishedNo (not found on the pages read)source: not recorded in the provider file
Sample contract online, no contact details askedCarShield: not published. olive: Yes.not publishedYessource: https://olive.com/terms-conditions/source: https://olive.com/wp-content/uploads/2026/06/QBEAPVSC-01-26-Vehicle-Service-Plan-Terms-and-Conditions-SAMPLE-1.pdf
Price online without a phone callCarShield: not published. olive: Yes.not publishedYessource: https://olive.com/faqs/
Deductible and waiting period both printedCarShield: not published. olive: No (not found on the pages read).not publishedNo (not found on the pages read)source: not recorded in the provider file
Vehicle age limit at purchaseCarShield: not published. olive: 10 model years.not published10 model yearssource: https://olive.com/faqs/
Mileage limit at purchaseCarShield: not published. olive: 140,000 miles.not published140,000 milessource: https://olive.com/faqs/
Accepts vehicles past 100,000 milesCarShield: not published. olive: Yes.not publishedYessource: https://olive.com/faqs/
Transferable to a new ownerCarShield: not published. olive: Yes.not publishedYessource: https://olive.com/faqs/
Refund of unused share after coverage startsCarShield: not published. olive: Yes.not publishedYessource: https://olive.com/wp-content/uploads/2026/06/QBEAPVSC-01-26-Vehicle-Service-Plan-Terms-and-Conditions-SAMPLE-1.pdf
Sold in CA, NY, WA, MA, FLCarShield: not published. olive: CA yes; MA no.not publishedCA yes; MA nosource: https://olive.com/terms-conditions/
States excludedCarShield: not published. olive: MA.not publishedMAsource: https://olive.com/terms-conditions/
Texas rosterCarShield: Listed. olive: Listed.Listedsource: https://data.texas.gov/resource/7358-krk7.jsonListedsource: https://data.texas.gov/resource/7358-krk7.json
Minnesota rosterCarShield: Listed. olive: Listed.Listedsource: https://mn.gov/commerce/licensing/license-lookup/Listedsource: https://mn.gov/commerce/licensing/license-lookup/
New York rosterCarShield: Listed. olive: Listed.Listedsource: https://myportal.dfs.ny.gov/web/guest-applications/service-contract-providersListedsource: https://myportal.dfs.ny.gov/web/guest-applications/service-contract-providers
Nevada rosterCarShield: Selling name not found on the roster. olive: Listed.Selling name not found on the rostersource: https://doi.nv.gov/Consumers/Service_Contract_Provider_Contact_MapListedsource: https://doi.nv.gov/Consumers/Service_Contract_Provider_Contact_Map
Legal entity printed on its siteCarShield: not published. olive: Yes.not publishedYessource: https://olive.com/terms-conditions/
Obligor namedCarShield: not published. olive: QBE Administration Services, Inc..not publishedQBE Administration Services, Inc.source: https://olive.com/wp-content/uploads/2026/06/QBEAPVSC-01-26-Vehicle-Service-Plan-Terms-and-Conditions-SAMPLE-1.pdf
Backing insurer namedCarShield: not published. olive: QBE Insurance Corporation (reimbursement policy; California MBI).not publishedQBE Insurance Corporation (reimbursement policy; California MBI)source: https://olive.com/wp-content/uploads/2026/06/QBEAPVSC-01-26-Vehicle-Service-Plan-Terms-and-Conditions-SAMPLE-1.pdf
Founding year on its own siteCarShield: not published. olive: not published.not publishednot published
Government actions, last five yearsCarShield: 1 on .gov pages. olive: None found on .gov pages.1 on .gov pagessource: https://www.ftc.gov/news-events/news/press-releases/2024/07/carshield-nationwide-seller-vehicle-service-contracts-pay-10-million-resolve-federal-tradeNone found on .gov pagessource: not recorded in the provider file
Rubric scoreCarShield: 14 of 100 (A 0, B 0, C 9, D 5). olive: 90 of 100 (A 25, B 30, C 25, D 10).14 of 100 (A 0, B 0, C 9, D 5)90 of 100 (A 25, B 30, C 25, D 10)

Full sheets: CarShield and olive. Orange rows are rows where the printed values differ, or where one company prints a value and the other does not. Price, claims handling and service are not compared because no public source measures them evenly. How the score works.