Disclosure Paid placement. Click 4 Coverage is a client of OwnersFirm, which publishes this site and is paid when a reader who arrives from it buys coverage. The card on this page is advertising. Nothing on this page was scored or ordered for it.
Coverage Compared
CarShield vs Premier Auto Protect: what each one prints
CarShield and Premier Auto Protect side by side on every scored field, with the source under each cell and the rows that differ marked. No winner is named.
Facts read 2026-10-16
Leaving out name and address rows, the two sheets differ on 15 of 26 rows: Role, as the company describes itself; Money-back period; $0 deductible option; Sample contract online, no contact details asked; Price online without a phone call; Deductible and waiting period both printed; Transferable to a new owner; Refund of unused share after coverage starts; Texas roster; Minnesota roster; New York roster; Legal entity printed on its site; Obligor named; Government actions, last five years; Rubric score.
CarShield blocked automated reads on the pull date; fields that depend on that site print as not published.
| Field | CarShield | Premier Auto Protect |
|---|---|---|
| Role, as the company describes itselfCarShield: not published. Premier Auto Protect: direct. | not published | directsource: https://premierautoprotect.com/faq/ |
| Legal entityCarShield: not published. Premier Auto Protect: not published. | not published | not published |
| HeadquartersCarShield: not published. Premier Auto Protect: New York, NY. | not published | New York, NYsource: https://premierautoprotect.com/faq/ |
| Money-back periodCarShield: not published. Premier Auto Protect: 30 days. | not published | 30 dayssource: https://premierautoprotect.com/faq/ |
| Waiting periodCarShield: not published. Premier Auto Protect: not published. | not published | not published |
| Lowest deductible printedCarShield: not published. Premier Auto Protect: not published. | not published | not published |
| Deductible options printedCarShield: not published. Premier Auto Protect: not published. | not published | not published |
| $0 deductible optionCarShield: not published. Premier Auto Protect: No (not found on the pages read). | not published | No (not found on the pages read)source: not recorded in the provider file |
| Sample contract online, no contact details askedCarShield: not published. Premier Auto Protect: No (not found on the pages read). | not published | No (not found on the pages read)source: not recorded in the provider file |
| Price online without a phone callCarShield: not published. Premier Auto Protect: No (not found on the pages read). | not published | No (not found on the pages read)source: https://premierautoprotect.com/free-quote/ |
| Deductible and waiting period both printedCarShield: not published. Premier Auto Protect: No (not found on the pages read). | not published | No (not found on the pages read)source: not recorded in the provider file |
| Vehicle age limit at purchaseCarShield: not published. Premier Auto Protect: not published. | not published | not published |
| Mileage limit at purchaseCarShield: not published. Premier Auto Protect: not published. | not published | not published |
| Accepts vehicles past 100,000 milesCarShield: not published. Premier Auto Protect: not published. | not published | not published |
| Transferable to a new ownerCarShield: not published. Premier Auto Protect: Yes. | not published | Yessource: https://premierautoprotect.com/faq/ |
| Refund of unused share after coverage startsCarShield: not published. Premier Auto Protect: Yes. | not published | Yessource: https://premierautoprotect.com/faq/ |
| Sold in CA, NY, WA, MA, FLCarShield: not published. Premier Auto Protect: not published. | not published | not published |
| States excludedCarShield: not published. Premier Auto Protect: not published. | not published | not published |
| Texas rosterCarShield: Listed. Premier Auto Protect: Selling name not found on the roster. | Listedsource: https://data.texas.gov/resource/7358-krk7.json | Selling name not found on the rostersource: https://data.texas.gov/resource/7358-krk7.json |
| Minnesota rosterCarShield: Listed. Premier Auto Protect: Selling name not found on the roster. | Listedsource: https://mn.gov/commerce/licensing/license-lookup/ | Selling name not found on the rostersource: https://mn.gov/commerce/licensing/license-lookup/ |
| New York rosterCarShield: Listed. Premier Auto Protect: Selling name not found on the roster. | Listedsource: https://myportal.dfs.ny.gov/web/guest-applications/service-contract-providers | Selling name not found on the rostersource: https://myportal.dfs.ny.gov/web/guest-applications/service-contract-providers |
| Nevada rosterCarShield: Selling name not found on the roster. Premier Auto Protect: Selling name not found on the roster. | Selling name not found on the rostersource: https://doi.nv.gov/Consumers/Service_Contract_Provider_Contact_Map | Selling name not found on the rostersource: https://doi.nv.gov/Consumers/Service_Contract_Provider_Contact_Map |
| Legal entity printed on its siteCarShield: not published. Premier Auto Protect: No (not found on the pages read). | not published | No (not found on the pages read)source: not recorded in the provider file |
| Obligor namedCarShield: not published. Premier Auto Protect: Not named on the pages read. | not published | Not named on the pages readsource: not recorded in the provider file |
| Backing insurer namedCarShield: not published. Premier Auto Protect: not published. | not published | not published |
| Founding year on its own siteCarShield: not published. Premier Auto Protect: not published. | not published | not published |
| Government actions, last five yearsCarShield: 1 on .gov pages. Premier Auto Protect: None found on .gov pages. | 1 on .gov pages
| None found on .gov pagessource: not recorded in the provider file |
| Rubric scoreCarShield: 14 of 100 (A 0, B 0, C 9, D 5). Premier Auto Protect: 32 of 100 (A 0, B 22, C 0, D 10). | 14 of 100 (A 0, B 0, C 9, D 5) | 32 of 100 (A 0, B 22, C 0, D 10) |
Full sheets: CarShield and Premier Auto Protect. Orange rows are rows where the printed values differ, or where one company prints a value and the other does not. Price, claims handling and service are not compared because no public source measures them evenly. How the score works.