Disclosure Paid placement. Click 4 Coverage is a client of OwnersFirm, which publishes this site and is paid when a reader who arrives from it buys coverage. The card on this page is advertising. Nothing on this page was scored or ordered for it.
Coverage Compared
Select Auto Protect: the published terms, field by field
Every scored field for Select Auto Protect as the company prints it, the page each fact was read on, and the score out of 100 with its arithmetic.
Facts read 2026-10-16
Company site: https://www.selectautoprotect.com/
The printed terms
Role, as the company describes itselfdirectsource: https://www.selectautoprotect.com/docx/Select-Auto-Protect-Service-Agreement.pdf
Legal entitySelect Auto Protect LLCsource: https://www.selectautoprotect.com/faq.php
HeadquartersWilmington, DEsource: https://www.selectautoprotect.com/docx/Select-Auto-Protect-Service-Agreement.pdf
Money-back period30 dayssource: https://www.selectautoprotect.com/
Waiting period30 days and 1,000 milessource: https://www.selectautoprotect.com/docx/Select-Auto-Protect-Service-Agreement.pdf
Lowest deductible printednot published
Deductible options printednot published
$0 deductible optionNo (not found on the pages read)source: not recorded in the provider file
Sample contract online, no contact details askedYessource: https://www.selectautoprotect.com/docx/Select-Auto-Protect-Service-Agreement.pdf
Price online without a phone callNo (not found on the pages read)source: https://www.selectautoprotect.com/
Deductible and waiting period both printedNo (not found on the pages read)source: not recorded in the provider file
Vehicle age limit at purchasenot published
Mileage limit at purchasenot published
Accepts vehicles past 100,000 milesnot published
Transferable to a new ownerYes, fee: No fee (FAQ); contract allows one transfer to a private owner of the same vehicle, notice within 15 dayssource: https://www.selectautoprotect.com/faq.php
Refund of unused share after coverage startsYessource: https://www.selectautoprotect.com/docx/Select-Auto-Protect-Service-Agreement.pdf
Sold in CA, NY, WA, MA, FLnot published
States excludednot published
Texas rosterSelling name not found on the rostersource: https://data.texas.gov/resource/7358-krk7.json
Minnesota rosterSelling name not found on the rostersource: https://mn.gov/commerce/licensing/license-lookup/
New York rosterSelling name not found on the rostersource: https://myportal.dfs.ny.gov/web/guest-applications/service-contract-providers
Nevada rosterSelling name not found on the rostersource: https://doi.nv.gov/Consumers/Service_Contract_Provider_Contact_Map
Legal entity printed on its siteYessource: https://www.selectautoprotect.com/faq.php
Obligor namedSelect Auto, Inc.source: https://www.selectautoprotect.com/docx/Select-Auto-Protect-Service-Agreement.pdf
Backing insurer namednot published
Founding year on its own sitenot published
Government actions, last five years1 on .gov pages
- 2025-01-24 Oklahoma Insurance Department Issued a cease-and-desist order against Select Auto Inc., doing business as Select Auto Protect, for unauthorized sale of auto warranty contracts in Oklahoma.source: https://oid.ok.gov/release_012425
The score
| Part | Field | Points |
|---|---|---|
| A | Sample contract online | 15 of 15 |
| A | Price online without a call | 0 of 10 |
| A | Deductible and waiting period printed | 0 of 5 |
| B | Money-back period | 12 of 12 |
| B | Waiting period | 8 of 8 |
| B | Transferable | 5 of 5 |
| B | $0 deductible option | 0 of 5 |
| B | Refund of unused share | 5 of 5 |
| C | State rosters (0 of 4) | 0 of 12 |
| C | Legal entity printed | 5 of 5 |
| C | Obligor named | 8 of 8 |
| D | Government actions, five years | 5 of 10 |
A transparency 15 + B terms 30 + C standing 13 + D record 5 = 63 of 100 63 / 20 = 3.1 of 5
Fields that are not published score zero. A roster "not found" means the selling name was not on that state's list; the company may be registered under another name. The full rules.