Disclosure Paid placement. Click 4 Coverage is a client of OwnersFirm, which publishes this site and is paid when a reader who arrives from it buys coverage. The card on this page is advertising. Nothing on this page was scored or ordered for it.

Coverage Compared

Click 4 Coverage: the published terms, field by field

Every scored field for Click 4 Coverage as the company prints it, the page each fact was read on, and the score out of 100 with its arithmetic.

Facts read 2026-10-16

Company site: https://www.click-4-coverage.com/ (see the paid card on this page)

Click 4 Coverage pays OwnersFirm, the publisher of this site, for the labeled card on these pages. This sheet uses the same fields and points as every other sheet.

The printed terms

Role, as the company describes itselfsellersource: https://www.click-4-coverage.com/

Legal entitynot published

Headquartersnot published

Money-back period30 dayssource: https://www.click-4-coverage.com/faq

Waiting period30 dayssource: https://www.click-4-coverage.com/faq

Lowest deductible printednot published

Deductible options printed$0 deductible options; other amounts not publishedsource: https://www.click-4-coverage.com/

$0 deductible optionYessource: https://www.click-4-coverage.com/

Sample contract online, no contact details askedNo (not found on the pages read)source: not recorded in the provider file

Price online without a phone callYessource: https://www.click-4-coverage.com/

Deductible and waiting period both printedYessource: https://www.click-4-coverage.com/ ; https://www.click-4-coverage.com/faq

Vehicle age limit at purchasenot published

Mileage limit at purchasenot published

Accepts vehicles past 100,000 milesnot published

Transferable to a new ownerYessource: https://www.click-4-coverage.com/faq

Refund of unused share after coverage startsYessource: https://www.click-4-coverage.com/faq

Sold in CA, NY, WA, MA, FLnot published

States excludednot published

Texas rosterSelling name not found on the rostersource: https://data.texas.gov/resource/7358-krk7.json

Minnesota rosterSelling name not found on the rostersource: https://mn.gov/commerce/licensing/license-lookup/

New York rosterSelling name not found on the rostersource: https://myportal.dfs.ny.gov/web/guest-applications/service-contract-providers

Nevada rosterSelling name not found on the rostersource: https://doi.nv.gov/Consumers/Service_Contract_Provider_Contact_Map

Legal entity printed on its siteNo (not found on the pages read)source: not recorded in the provider file

Obligor namedNot named on the pages readsource: not recorded in the provider file

Backing insurer namednot published

Founding year on its own sitenot published

Government actions, last five yearsNone found on .gov pagessource: not recorded in the provider file

The score

Part	Field	Points
A	Sample contract online	0 of 15
A	Price online without a call	10 of 10
A	Deductible and waiting period printed	5 of 5
B	Money-back period	12 of 12
B	Waiting period	8 of 8
B	Transferable	5 of 5
B	$0 deductible option	5 of 5
B	Refund of unused share	5 of 5
C	State rosters (0 of 4)	0 of 12
C	Legal entity printed	0 of 5
C	Obligor named	0 of 8
D	Government actions, five years	10 of 10

A transparency 15 + B terms 35 + C standing 0 + D record 10 = 60 of 100 60 / 20 = 3.0 of 5

Fields that are not published score zero. A roster "not found" means the selling name was not on that state's list; the company may be registered under another name. The full rules.