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Coverage Compared
CARCHEX vs autopom!: what each one prints
CARCHEX and autopom! side by side on every scored field, with the source under each cell and the rows that differ marked. No winner is named.
Facts read 2026-10-16
Leaving out name and address rows, the two sheets differ on 9 of 26 rows: Waiting period; Deductible options printed; Transferable to a new owner; Refund of unused share after coverage starts; Sold in CA, NY, WA, MA, FL; States excluded; Obligor named; Founding year on its own site; Rubric score.
| Field | CARCHEX | autopom! |
|---|---|---|
| Role, as the company describes itselfCARCHEX: broker. autopom!: broker. | brokersource: https://www.carchex.com/auto-warranty/faqs/ | brokersource: https://www.autopom.com/about-us/ |
| Legal entityCARCHEX: CARCHEX, LLC. autopom!: Steele & Jones, LLC. | CARCHEX, LLCsource: https://www.carchex.com/about-us/terms/ | Steele & Jones, LLCsource: https://www.autopom.com/terms-of-use/ |
| HeadquartersCARCHEX: Baltimore, MD. autopom!: Lake Forest, CA. | Baltimore, MDsource: https://www.carchex.com/about-us/ | Lake Forest, CAsource: https://www.autopom.com/terms-of-use/ |
| Money-back periodCARCHEX: 30 days. autopom!: 30 days. | 30 dayssource: https://www.carchex.com/about-us/ | 30 dayssource: https://www.autopom.com/vehicle-protection-plan-faqs/ |
| Waiting periodCARCHEX: not published. autopom!: 30 days and 1,000 miles. | not published | 30 days and 1,000 milessource: https://www.autopom.com/vehicle-protection-plan-faqs/ |
| Lowest deductible printedCARCHEX: not published. autopom!: not published. | not published | not published |
| Deductible options printedCARCHEX: a small deductible per repair visit; amounts not published. autopom!: not published. | a small deductible per repair visit; amounts not publishedsource: https://www.carchex.com/auto-warranty/faqs/ | not published |
| $0 deductible optionCARCHEX: No (not found on the pages read). autopom!: No (not found on the pages read). | No (not found on the pages read)source: not recorded in the provider file | No (not found on the pages read)source: not recorded in the provider file |
| Sample contract online, no contact details askedCARCHEX: No (not found on the pages read). autopom!: No (not found on the pages read). | No (not found on the pages read)source: not recorded in the provider file | No (not found on the pages read)source: not recorded in the provider file |
| Price online without a phone callCARCHEX: No (not found on the pages read). autopom!: No (not found on the pages read). | No (not found on the pages read)source: not recorded in the provider file | No (not found on the pages read)source: https://www.autopom.com/vehicle-protection-plan-faqs/ |
| Deductible and waiting period both printedCARCHEX: No (not found on the pages read). autopom!: No (not found on the pages read). | No (not found on the pages read)source: not recorded in the provider file | No (not found on the pages read)source: not recorded in the provider file |
| Vehicle age limit at purchaseCARCHEX: not published. autopom!: not published. | not published | not published |
| Mileage limit at purchaseCARCHEX: not published. autopom!: not published. | not published | not published |
| Accepts vehicles past 100,000 milesCARCHEX: not published. autopom!: not published. | not published | not published |
| Transferable to a new ownerCARCHEX: Yes, fee: usually $50 ($40 for Florida residents). autopom!: Yes. | Yes, fee: usually $50 ($40 for Florida residents)source: https://www.carchex.com/auto-warranty/faqs/ | Yessource: https://www.autopom.com/vehicle-protection-plan-faqs/ |
| Refund of unused share after coverage startsCARCHEX: not published. autopom!: Yes. | not published | Yessource: https://www.autopom.com/vehicle-protection-plan-faqs/ |
| Sold in CA, NY, WA, MA, FLCARCHEX: CA no. autopom!: CA yes. | CA nosource: https://www.carchex.com/auto-warranty/faqs/ | CA yessource: https://www.autopom.com/vehicle-protection-plan-faqs/ |
| States excludedCARCHEX: CA. autopom!: not published. | CAsource: https://www.carchex.com/auto-warranty/faqs/ | not published |
| Texas rosterCARCHEX: Selling name not found on the roster. autopom!: Selling name not found on the roster. | Selling name not found on the rostersource: https://data.texas.gov/resource/7358-krk7.json | Selling name not found on the rostersource: https://data.texas.gov/resource/7358-krk7.json |
| Minnesota rosterCARCHEX: Selling name not found on the roster. autopom!: Selling name not found on the roster. | Selling name not found on the rostersource: https://mn.gov/commerce/licensing/license-lookup/ | Selling name not found on the rostersource: https://mn.gov/commerce/licensing/license-lookup/ |
| New York rosterCARCHEX: Selling name not found on the roster. autopom!: Selling name not found on the roster. | Selling name not found on the rostersource: https://myportal.dfs.ny.gov/web/guest-applications/service-contract-providers | Selling name not found on the rostersource: https://myportal.dfs.ny.gov/web/guest-applications/service-contract-providers |
| Nevada rosterCARCHEX: Selling name not found on the roster. autopom!: Selling name not found on the roster. | Selling name not found on the rostersource: https://doi.nv.gov/Consumers/Service_Contract_Provider_Contact_Map | Selling name not found on the rostersource: https://doi.nv.gov/Consumers/Service_Contract_Provider_Contact_Map |
| Legal entity printed on its siteCARCHEX: Yes. autopom!: Yes. | Yessource: https://www.carchex.com/about-us/terms/ | Yessource: https://www.autopom.com/terms-of-use/ |
| Obligor namedCARCHEX: Liberty STF, Inc. (named as the provider in the site footer). autopom!: Not named on the pages read. | Liberty STF, Inc. (named as the provider in the site footer)source: https://www.carchex.com/auto-warranty/faqs/ | Not named on the pages readsource: not recorded in the provider file |
| Backing insurer namedCARCHEX: not published. autopom!: not published. | not published | not published |
| Founding year on its own siteCARCHEX: 2003. autopom!: 2010. | 2003source: https://www.carchex.com/about-us/ | 2010source: https://www.autopom.com/about-us/ |
| Government actions, last five yearsCARCHEX: None found on .gov pages. autopom!: None found on .gov pages. | None found on .gov pagessource: not recorded in the provider file | None found on .gov pagessource: not recorded in the provider file |
| Rubric scoreCARCHEX: 40 of 100 (A 0, B 17, C 13, D 10). autopom!: 45 of 100 (A 0, B 30, C 5, D 10). | 40 of 100 (A 0, B 17, C 13, D 10) | 45 of 100 (A 0, B 30, C 5, D 10) |
Full sheets: CARCHEX and autopom!. Orange rows are rows where the printed values differ, or where one company prints a value and the other does not. Price, claims handling and service are not compared because no public source measures them evenly. How the score works.